Compliance Guidelines
Merchant Negative List
Effective Date: August 12, 2024. Prohibited Merchant Categories and Activities for UPITranzact services.
Illegal Businesses
- Banned central/state products
- Unlawful services
- International law violations
Adult Content
- Pornography
- Escort services
- Suggestive materials
Unregulated Finance
- Cryptocurrency
- Unregulated assets
- MLM/Pyramid schemes
Regulated Goods
- Weapons
- Explosives
- Cigarettes/Tobacco
Gambling & Betting
- Casinos
- Lotteries
- Nightclubs
Counterfeit Items
- Fake designer goods
- Copyright infringement
- Mod chips
Strict Regulatory
Adherence
We maintain zero tolerance for activities that compromise the integrity of the Indian payment ecosystem.
Important Notice
This list is not exhaustive. We reserve the right to refuse services to any business posing legal or reputational risks.
?Why certain categories are banned?
As a responsible payment aggregator, UPITranzact must comply with RBI guidelines, AML (Anti-Money Laundering) laws, and network (NPCI, Visa, Mastercard) rules. Banned categories are often high-risk, illegal, or prone to significant chargebacks that can destabilize the payment switch.
Merchant Support
contact@upitranzact.com
+91 92863 38898